/* TechToTab V33 · business challenges section. Homepage-only styling. */
.v33-challenges{background:#f6f8fc;color:#141c31;padding:clamp(68px,5.2vw,100px) 0;position:relative}
.v33-challenges-header{display:flex;align-items:end;justify-content:space-between;gap:32px;margin-bottom:34px}
.v33-challenges-header>div{max-width:900px}
.v33-challenges-header h2{font-family:Manrope,Arial,sans-serif;color:#101a30;font-size:clamp(30px,2.8vw,48px);letter-spacing:-.045em;line-height:1.14;margin:15px 0 12px;font-weight:800}
.v33-challenges-header h2 span{color:#086fdb}
.v33-challenges-header p{max-width:780px;margin:0;color:#58677d;line-height:1.7;font-size:clamp(14px,.92vw,17px)}
.v33-header-link{color:#086fdb!important;font-size:14px;text-decoration:none;font-weight:750;white-space:nowrap;border-bottom:1px solid #b8d4f5;padding-bottom:6px}
.v33-header-link i{margin-left:8px}
.v33-challenge-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.v33-challenge-card{min-width:0;display:flex;flex-direction:column;text-decoration:none!important;color:#17233a!important;background:#fff;border:1px solid #dfe6f1;border-top:3px solid #086fdb;border-radius:14px;padding:clamp(20px,1.6vw,28px);min-height:315px;box-shadow:0 9px 25px rgba(14,33,66,.035);transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}
.v33-challenge-card:hover{transform:translateY(-4px);border-color:#9fc5f4;box-shadow:0 18px 36px rgba(14,33,66,.10)}
.v33-challenge-card:focus-visible{outline:3px solid #086fdb;outline-offset:4px}
.v33-icon{display:grid;place-items:center;background:#ecf4ff;color:#086fdb;border-radius:12px;width:48px;height:48px;font-size:23px;margin-bottom:22px}
.v33-card-index{font-size:10px;font-weight:800;letter-spacing:.12em;color:#286db5}
.v33-challenge-card h3{font-family:Manrope,Arial,sans-serif;font-size:clamp(19px,1.35vw,23px);font-weight:800;color:#111c32;letter-spacing:-.025em;margin:13px 0 12px;line-height:1.28}
.v33-challenge-card p{color:#5b6b81;line-height:1.65;font-size:14px;margin:0 0 24px;flex:1}
.v33-card-footer{padding-top:15px;border-top:1px solid #e9edf4;display:flex;align-items:center;justify-content:space-between;gap:12px;color:#086fdb}
.v33-card-footer strong{font-size:13px;line-height:1.35;font-weight:800}
.v33-card-footer i{font-size:18px;flex-shrink:0}
.v33-challenge-cta{display:flex;justify-content:space-between;align-items:center;gap:25px;margin-top:23px;background:#151a37;border-radius:16px;padding:clamp(24px,2.4vw,36px);color:#fff}
.v33-challenge-cta span{font-size:10px;letter-spacing:.14em;font-weight:800;color:#9cc9ff}
.v33-challenge-cta h3{font-family:Manrope,Arial,sans-serif;font-size:clamp(21px,1.9vw,30px);font-weight:800;letter-spacing:-.035em;margin:9px 0 7px;color:#fff}
.v33-challenge-cta p{font-size:14px;color:#c4d0e6;margin:0;line-height:1.55}
.v33-challenge-cta a{display:inline-flex;align-items:center;gap:18px;background:#fff;color:#132242!important;padding:15px 19px;border-radius:8px;font-size:14px;font-weight:800;text-decoration:none;white-space:nowrap}
.v33-challenge-cta a:hover{background:#deedff}
@media(max-width:1100px){.v33-challenge-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.v33-challenge-card{min-height:285px}}
@media(max-width:690px){.v33-challenges-header,.v33-challenge-cta{align-items:flex-start;flex-direction:column}.v33-challenge-grid{grid-template-columns:1fr}.v33-challenge-card{min-height:auto}.v33-challenge-card p{flex:auto}.v33-header-link{white-space:normal}.v33-challenge-cta a{white-space:normal}.v33-challenges{padding:60px 0}}
@media(prefers-reduced-motion:reduce){.v33-challenge-card{transition:none}}